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    Apply for personal credit with thecalculator

    The loan calculator is used to calculate the desired personal loan. The calculated values ​​enable monthly installments and interest to be shown. It is important to get an overview of the current costs before making a final decision for a personal loan. According to law, lending must not lead to overindebtedness. For this reason, the loan calculator shows a possible solution, which is then personalized in each individual case.  In the online loan calculator online, you can enter the desired loan amount and the desired number of monthly installments for the first time. On our website, the loan calculator shows two different interest rates: 4.5% and 9.9%. 10% is the…

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    The six elements for successful credit risk management

    Because of the low interest rate policy, banks have been under increasing pressure for some time. The central bank has been charging banks interest rates for more than three years when they park money with them. After all, the idea is that the institutes should not hoard their customers’ deposits, but rather issue them as loans so that the economy gets going. The consequence of this is that banks are increasingly granting loans. In order to keep the default risk as low as possible, banks should follow these six steps in credit risk management. 1. Know Your Customer Know Your Customer (KYC) is an integral part of the credit risk…